Create Virtual SPEI Account

How to create virtual SPEI account to submit a payin in Mexico.

Payin by SPEI

POST https://gateway-test.pagsmile.com/virtual-account/spei/create

This endpoint allows you to create virtual SPEI account number in Mexico.

Headers

Name
Type
Description

Content-Type*

string

application/json; chartset=UTF-8

Authorization*

string

Basic Base($app_id:$security_key)

Request Body

Name
Type
Description

app_id*

string

created app's id at dashboard

- Max. 32 chars -

customer.email*

string

User's email

customer.identify.number*

string

User's identification number - 13 chars, ex: MAMB780915969; CURP: 18 chars -

notify_url*

string

Where Pagsmile will send notification to

customer.identify.type*

string

User's identification type

- RFC or CURP -

customer.name*

string

User's name

timestamp*

string

yyyy-MM-dd HH:mm:ss - Max. 19 chars -

customer.buyer_id*

string

Customer's user id

{
    "account_id": "692W********MRW4",
    "account_number": "6461xxxxxxxxxx0137", //Clabe
    "buyer_id": "0001",
    "provider": "STP", //Bank name
    "status": "ACTIVE", //Status ENUM[ACTIVE/CANCELED]
    "beneficiary_name": "PAGSMILE MEXICO SA DE CV",
    "notify_url": "https://your-notify-url.com"
}

Example

curl --location --request POST 'https://gateway-test.pagsmile.com/virtual-account/spei/create' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "162************38",
    * "notify_url": "http://merchant/callback/success",
    * "timestamp": "2022-01-01 03:54:01",
    * "customer" : {
    *     "identify": {
    *         "type": "RFC",
    *         "number": "MAMB780915969"
          },
    *     "buyer_id": "buyer_0101_0001",
    *     "name": "Test User Name",
    *     "email": "test@pagsmile.com"
      }
      }'

Note: 162************38 is pagsmile's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Please use your own app_id and generate your own authorization token when testing.

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