BankTransfer

How to use Bank Transfer to submit a payout in Ecuador.

Submit a payout by Bank Transfer in Ecuador.

POST https://sandbox.transfersmile.com/api/payout

This endpoint allows you to submit a payout by Bank Transfer in Ecuador.

Headers

Name
Type
Description

Content-Type*

string

application/json; charset=UTF-8

AppId*

string

Your App ID in payout platform.

Authorization*

string

SHA256($sorted_params + $app_key)

Request Body

Name
Type
Description

name*

string

Beneficiary's name, length must between 5 and 100

amount_type

string

Specify the amount value is fixed for merchant or beneficiary

- One of: source_amount, arrival_amount(default) -

amount*

string

Payout amount

- Min 1, Max 1,000,000 -

fee_bear*

string

One of [beneficiary | merchant]

custom_code*

string

Merchant's order id.

method*

string

Fixed Value: BankTransfer

document_type*

string

Beneficiary document type, should be one of CEDULA, RUC, PAS.

document_id*

string

Beneficiary document id

account_type*

string

Should be one of CHECKING, SAVINGS

account*

string

Account

- 10 ~ 20 digits -

bank_code*

string

email

string

Beneficiary's email

phone

string

Beneficiary's phone

- 0 ~ 15 digits -

additional_remark*

string

Additional Remark - Max Length: 40 -

notify_url*

string

Where pagsmile will callback to

arrival_currency*

string

Beneficiary's account currency.

- Fixed Value: USD -

source_currency*

string

Merchant's account currency

- supported: USD, GBP, EUR -

country*

string

Fixed value: ECU, for Ecuador.

{
    "code": 200,
    "msg": "success",
    "time": 1628580845,
    "data": {
        "id": "TS202108100734054iRiUZFPXfQBEC",
        "custom_code": "custom_code9982674851738108",
        "arrival_amount": "100",
        "arrival_currency": "PEN",
        "source_amount": "0.07",
        "source_currency": "USD",
        "status": "IN_PROCESSING"
    }
}

Example

curl --location --request POST 'https://sandbox.transfersmile.com/api/payout' \
--header 'AppId: 94FAC**********************68548' \
--header 'Authorization: d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "name" : "GUILHERME ****** SOUZA",
      "phone" : "468****068",
      "email" : "g******me@gmail.com",
    * "bank_code": "0001", // Banco Central del Ecuador
    * "account" : "00219400254640654321", // just for test in sandbox
    * "account_type" : "CHECKING",
    * "document_id" : "1234567890001", // just for test in sandbox, don't use this in production.
    * "document_type" : "PAS",
    * "method" : "BankTransfer",
    * "custom_code" : "custom_code9982674851738108",
    * "fee_bear" : "merchant",
    * "amount" : "100",
    * "source_currency" : "USD",
    * "arrival_currency" : "USD",
    * "notify_url" : "https://notify.url",
    * "additional_remark" : "pagsmile payout test",
    * "country": "ECU"
}'

Note: 94FAC**********************68548 is Pagsmile's test App ID for sandbox, and d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302 is authorization token associated with the test App ID.

Example of Document

Document Type
Document ID
Description

CEDULA

01*******6

10 digits

PAS

02********001

13 digits, always with last three digits: 001.

RUC

03********001

13 digits, always with last three digits: 001.

Example of Account

Bank
Bank Code
Description

Banco Pichincha C.A.

0010

The account must contain 10 digits

Banco de Guayaquil S.A

0017

The account must contain max 10 digits

Others

7 - 20 digits

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