Khipu

How to use Khipu to submit a payin in Chile.

Payin by Khipu

POST https://gateway-test.pagsmile.com/trade/pay

This endpoint allows you to submit a payin by Khipu in Chile.

Headers

Name
Type
Description

Content-Type*

string

application/json; chartset=UTF-8

Authorization*

string

Basic Base($app_id:$security_key)

Request Body

Name
Type
Description

app_id*

string

created app's id at dashboard

- Max. 32 chars -

customer.identify.type*

string

User's identification type

- RUT or RUN -

customer.identify.number*

string

User's identification number - 9 digts -

customer.name*

string

User's name

customer.email

string

User's email

customer.phone

string

User's phone

method*

string

Fixed value: Khipu

out_trade_no*

string

ID given by the merchant in their system - Max. 64 chars -

notify_url*

string

Where Pagsmile will send notification to

timestamp*

string

yyyy-MM-dd HH:mm:ss - Max. 19 chars -

subject*

string

payment reason or item title

- Max. 128 chars -

order_amount*

string

payment amount - Averge limit is 1~250,000 CLP; Different banks have different daily limits. Check here. -

order_currency*

string

Fixed value: CLP

content*

string

payment reason detail or item detail

- Max. 255 chars -

buyer_id*

string

merchant user's id

address.zip_code

string

zip code - 7 digits -

website_url

string

merchant website URL

- Max. 128 chars -

address.street

string

street

address.street_number

string

street number

address.city

string

city

address.state

string

state

return_url

string

Redirect to Merchant's url when user finished checkout

bank*

string

Use API to get bank code

Example of identify

  • RUT / RUN numbers have eight digits, plus a verification digit, and are generally written in this format: xxxxxxxx-z. Z can be a digit or the letter K. For example 3******7-K, 7******8-5. Only send alphanumeric values in the API, like 3******7K.

  • For individuals, RUT is the same as RUN. For businesses, they only have RUT.

Identify Type
Identify Number
Description

RUN

7******85

9 digits

A RUN (Rol Único Nacional) is a unique identification number given to every Chilean resident, foreign resident, and anyone who stays in Chile on anything other than a tourist visa

RUT

7******85

9 digits

A RUT (Rol Único Tributario) is the individual tax ID number

Test Environment

For test environment, please use "bank" : "Bawdf".

Example

User payment tips

  • KHIPU works as an interface that connects the user with the Bank platform and simplifies the bank transfer flow, therefore, the user RUT and Clave (Password/PIN) that users enter on KHIPU should be the same as the one they used to enter their e-banking

  • Sending "email" in the request allows Khipu to send emails to the users to remind the payment.

Note: 162************38 is pagsmile's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Please use your own app_id and generate your own authorization token when testing.

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