How to use Khipu to submit a payin in Chile.

Payin by Khipu


This endpoint allows you to submit a payin by Khipu in Chile.


Request Body

    "code": "10000",
    "msg": "Success",
    "trade_no": "2022010110293900083",
    "out_trade_no": "202201010354006",
    "web_url": "",
    "pay_url": "",
    "trade_status": "PROCESSING"

Example of identify

  • RUT / RUN numbers have eight digits, plus a verification digit, and are generally written in this format: xxxxxxxx-z. Z can be a digit or the letter K. For example 3******7-K, 7******8-5. Only send alphanumeric values in the API, like 3******7K.

  • For individuals, RUT is the same as RUN. For businesses, they only have RUT.

Test Environment

For test environment, please use "bank" : "Bawdf".


curl --location --request POST '' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "162************38",
    * "out_trade_no": "202201010354006",
    * "method": "Khipu",
    * "order_amount": "12.01",
    * "order_currency": "CLP",
    * "subject": "trade pay test",
    * "content": "trade pay test conent",
    * "notify_url": "http://merchant/callback/success",
      "return_url": "",
    * "buyer_id": "buyer_0101_0001",
    * "timestamp": "2022-01-01 03:54:01",
    * "bank" : "Bawdf", //Only this bank works in test env.   
    * "customer" : {
    *     "identify": {
    *         "type": "RUT",
    *         "number": "220604497"
          "name": "Test User Name",
          "email": "",
          "phone": "56985995523"

User payment tips

  • KHIPU works as an interface that connects the user with the Bank platform and simplifies the bank transfer flow, therefore, the user RUT and Clave (Password/PIN) that users enter on KHIPU should be the same as the one they used to enter their e-banking

  • Sending "email" in the request allows Khipu to send emails to the users to remind the payment.

Note: 162************38 is pagsmile's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Please use your own app_id and generate your own authorization token when testing.

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