Khipu

How to use Khipu to submit a payin in Argentina.

Payin by Khipu

POST https://gateway-test.pagsmile.com/trade/pay

This endpoint allows you to submit a payin by Khipu in Argentina.

Headers

Name	Type	Description
Content-Type*	string	application/json; chartset=UTF-8
Authorization*	string	Basic Base($app_id:$security_key)

Request Body

Name	Type	Description
app_id*	string	created app's id at dashboard - Max. 32 chars -
out_trade_no*	string	ID given by the merchant in their system - Max. 64 chars -
notify_url*	string	Where Pagsmile will send notification to
timestamp*	string	yyyy-MM-dd HH:mm:ss - Max. 19 chars -
subject*	string	payment reason or item title - Max. 128 chars -
content*	string	payment reason detail or item detail - Max. 255 chars -
method*	string	Fixed value: Khipu
order_amount*	string	payment amount - 50~1,257,000 ARS (per day) -
order_currency*	string	Fixed value: ARS
bank*	string	Use API to get bank code
buyer_id*	string	merchant user's id
return_url	string	Redirect to Merchant's url when user finished checkout

200 submit successfully

{
    "code":"10000",
    "msg":"Success",
    "prepay_id":"d3UwdDhRbnUx****NMzdaWT0=-17FBDFe8",
    "trade_no":"2022010110293900083",
    "out_trade_no":"202201010354006",
    "web_url":"",
    "pay_url":"https://khipu.com/payment/info/ab0cdezzmz3k",
    "trade_status":"PROCESSING"
}

400 duplicate out_trade_no

{
    "code": "40002",
    "msg": "Business Failed",
    "sub_code": "duplicate-out_trade_no",
    "sub_msg": "out_trade_no is duplicate"
}

User payment tips

• Redirect users to the pay_url to complete the payment

• KHIPU works as an interface that connects the user with the Bank platform and simplifies the bank transfer flow, therefore, the user document id, Clave (Password/PIN), and username that users enter on KHIPU should be the same as the one they used to enter their e-banking

Example

curl --location --request POST 'https://gateway-test.pagsmile.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "162************38",
    * "out_trade_no": "202201010354006",
    * "method": "Khipu",
    * "order_amount": "50",
    * "order_currency": "ARS",
    * "subject": "trade pay test",
    * "content": "trade pay test conent",
    * "notify_url": "http://merchant/callback/success",
      "return_url": "https://www.merchant.com",
    * "buyer_id": "buyer_0101_0001",
    * "timestamp": "2022-01-01 03:54:01",
    * "bank" : "Si9wa"
      }

Note: 162************38 is pagsmile's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Please use your own app_id and generate your own authorization token when testing.