# Credit Card

## Payin by CreditCard

<mark style="color:green;">`POST`</mark> `https://gateway-test.pagsmile.com/trade/pay`

This endpoint allows you to submit a payin by CreditCard in Brazil.

#### Headers

| Name                                            | Type   | Description                                |
| ----------------------------------------------- | ------ | ------------------------------------------ |
| Content-Type<mark style="color:red;">\*</mark>  | string | application/json; chartset=UTF-8           |
| Authorization<mark style="color:red;">\*</mark> | string | Basic Base($app\_*id:$security\_*&#x6B;ey) |

#### Request Body

| Name                                                        | Type   | Description                                                                                                                                                                          |
| ----------------------------------------------------------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| app\_id<mark style="color:red;">\*</mark>                   | string | <p>created app's id at dashboard</p><p>- Max. 32 chars -</p>                                                                                                                         |
| customer.phone<mark style="color:red;">\*</mark>            | string | User's phone                                                                                                                                                                         |
| customer.email<mark style="color:red;">\*</mark>            | string | User's email                                                                                                                                                                         |
| customer.identify.number<mark style="color:red;">\*</mark>  | string | <p>User's identification number</p><p>- 11 digits if CPF or 14 digits if CNPJ -</p>                                                                                                  |
| method<mark style="color:red;">\*</mark>                    | string | Fixed value: CreditCard                                                                                                                                                              |
| out\_trade\_no<mark style="color:red;">\*</mark>            | string | <p>ID given by the merchant in their system<br>- Max. 64 chars - </p>                                                                                                                |
| notify\_url<mark style="color:red;">\*</mark>               | string | Where Pagsmile will send notification to                                                                                                                                             |
| customer.identify.type<mark style="color:red;">\*</mark>    | string | <p>User's identification type</p><p>- CPF or CNPJ -</p>                                                                                                                              |
| customer.name<mark style="color:red;">\*</mark>             | string | User's name                                                                                                                                                                          |
| timestamp<mark style="color:red;">\*</mark>                 | string | <p>yyyy-MM-dd HH:mm:ss<br>- Max. 19 chars -</p>                                                                                                                                      |
| subject<mark style="color:red;">\*</mark>                   | string | <p>payment reason or item title</p><p>- Max. 128 chars -</p>                                                                                                                         |
| order\_amount<mark style="color:red;">\*</mark>             | string | <p>payment amount<br>- 0.5\~50000 BRL -</p>                                                                                                                                          |
| order\_currency<mark style="color:red;">\*</mark>           | string | Fixed value: BRL                                                                                                                                                                     |
| content<mark style="color:red;">\*</mark>                   | string | <p>payment reason detail or item detail. This will be shown on the bank bill.</p><p>- Max. 255 chars -</p>                                                                           |
| buyer\_id<mark style="color:red;">\*</mark>                 | string | merchant user's id                                                                                                                                                                   |
| address.zip\_code<mark style="color:red;">\*</mark>         | string | zip code                                                                                                                                                                             |
| website\_url                                                | string | <p>merchant website URL</p><p>- Max. 128 chars -</p>                                                                                                                                 |
| address.street                                              | string | <p>street</p><p>- Required if zip\_code not provide -</p>                                                                                                                            |
| address.street\_number                                      | string | <p>street number</p><p>- Required if zip\_code not provide -</p>                                                                                                                     |
| address.city                                                | string | <p>city</p><p>- Required if zip\_code not provide -</p>                                                                                                                              |
| address.state                                               | string | <p>state<br>- Required if zip\_code not provide -</p>                                                                                                                                |
| return\_url                                                 | string | Redirect to Merchant's url when user finished checkout                                                                                                                               |
| token<mark style="color:red;">\*</mark>                     | string | use [Pagsmile Javascript](broken://pages/J8aQL6RYWEos7Tm2AEXg) to get toekn                                                                                                          |
| fingerprint<mark style="color:red;">\*</mark>               | string | use [Pagsmile Javascript](broken://pages/J8aQL6RYWEos7Tm2AEXg) to get fingerprint                                                                                                    |
| issuer<mark style="color:red;">\*</mark>                    | string | issuer of CreditCard                                                                                                                                                                 |
| installments                                                | string | installments for CreditCard                                                                                                                                                          |
| user\_ip<mark style="color:red;">\*</mark>                  | string | user's IP address                                                                                                                                                                    |
| threeds.status\_code<mark style="color:red;">\*</mark>      | string | 3DSecure - Status code recieved from authorization/authentication response, (Possible values: U, N, Y, A, C, D, R, I)                                                                |
| threeds.status                                              | string | 3DSecure - Status text received from 3D secure vendor                                                                                                                                |
| threeds.avs                                                 | string | Procesor response code for AVS. Only required in cases where all AVS results (zipcode, street address, and name when available) arrive as one string                                 |
| threeds.cvv                                                 | string | CVV result                                                                                                                                                                           |
| threeds.xid<mark style="color:red;">\*</mark>               | string | A unique Visa or Amex transaction id                                                                                                                                                 |
| threeds.server\_trans\_id<mark style="color:red;">\*</mark> | string | Universally unique transaction identifier assigned by the 3DS Server to identify a single transaction generated by the Init 3DS API and used to link the init call to the order call |
| threeds.eci<mark style="color:red;">\*</mark>               | string | ECI value recieved from authorization/authentication response                                                                                                                        |
| threeds.caav<mark style="color:red;">\*</mark>              | string | Authentication Value (CAVV / AAV for 3DS1) recieved from authorization/Authentication response                                                                                       |
| threeds.version<mark style="color:red;">\*</mark>           | string | Version used in the transaction                                                                                                                                                      |
| threeds.sli<mark style="color:red;">\*</mark>               | string | Security level indicator                                                                                                                                                             |
| threeds.status\_reason\_code                                | string | String EMVCO Indicator of the reason for the 3DS status code provided during the authentication, (Possible values: 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12, 13, 14, 15, 16)   |
| threeds.liability\_shift                                    | String | liability shift - indicate whether the chargeback liability shifted to the card issuer                                                                                               |

{% tabs %}
{% tab title="200 submit successfully" %}

```
{
    "code": "10000",
    "msg": "Success",
    "trade_no": "2022010110293900084",
    "out_trade_no": "202201010354003",
    "web_url": "",
    "trade_status": "PROCESSING"
}
```

{% endtab %}

{% tab title="400 duplicate out\_trade\_no" %}

```
{
    "code": "40002",
    "msg": "Business Failed",
    "sub_code": "duplicate-out_trade_no",
    "sub_msg": "out_trade_no is duplicate"
}
```

{% endtab %}
{% endtabs %}

{% hint style="info" %}
It is required to implement our JS library for integrating this method.
{% endhint %}

## Example

<pre><code>curl --location --request POST 'https://gateway-test.pagsmile.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "162************38",
    * "out_trade_no": "202201010354003",
    * "method": "CreditCard",
    * "order_amount": "12.01",
    * "order_currency": "BRL",
    * "subject": "trade pay test",
    * "content": "trade pay test conent",
    * "notify_url": "http://merchant/callback/success",
      "return_url": "https://www.merchant.com",
    * "buyer_id": "buyer_0101_0001",
    * "user_ip":"127.0.0.1",
    * "token":"${token}",
    * "fingerprint":"${fingerprint}",
    * "issuer":"visa",
      "installments":"1",
    * "timestamp": "2022-01-01 03:54:01",
      "timeout_express":"1c",
    * "customer" : {
    *     "identify": {
    *         "type": "CPF",
    *         "number": "11032341882"
          },
    *     "name": "Test User Name",
    *     "email": "test@pagsmile.com",
    *     "phone": "75991435892"
      },
    * "address" : {
    *     "zip_code": "38082365"
      },
    * "threeds": {
    *     "sli": "",
    *     "version": "",
    *     "cavv": "",
    *     "eci": "",
    *     "server_trans_id": "",
    *     "xid": "",
          "cvv": "",
          "avs": "",
          "status": "",
    *     "status_code": "",
          "status_reason_code": "",
          "liability_shift": true
      }
<strong>      }'
</strong></code></pre>

{% hint style="info" %}
Note:  **162\*\*\*\*\*\*\*\*\*\*\*\*38** is pagsmile's test app id for sandbox, and **MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==** is authorization token associated with the test app id.&#x20;
{% endhint %}

{% hint style="danger" %}
Please use your own **app\_id** and generate your own **authorization token** when testing.
{% endhint %}


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.pagsmile.com/payin/submit-a-payin/brazil/creditcard-1.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.