Virtual SPEI

How to use virtual SPEI to submit a payin in Mexico.


  1. You collect the following customer details:

    A. Your customer's name&email.

    B. Your customer's user_id on your platform.

    C. Your customer's identity.

  2. You make a clabe transfer account create request with the customer's details. Check API.

  3. Persist the clabe account number and account id in your database, and informcustomer theclabe.

  4. This account has no expiration date, user can transfer money to this clabe account number anytime.

  5. Pagsmile will receive a notification from the bank, after the transfer is successful.

  6. Then you will receive a notification from pagsmile with the account number

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