❌Bank Transfer

How to use BankTransfer to submit a payin in Argentina.

Payin by BankTransfer

POST https://gateway-test.pagsmile.com/trade/pay

This endpoint allows you to submit a payin by BankTransfer in Argentina.

Headers

Name	Type	Description
Content-Type*	string	application/json; chartset=UTF-8
Authorization*	string	Basic Base($app_id:$security_key)

Request Body

Name	Type	Description
app_id*	string	created app's id at dashboard - Max. 32 chars -
customer.phone	string	User's phone
customer.email*	string	User's email
customer.identify.number*	string	User's identification number - 11 digits -
method*	string	Fixed value: BankTransfer
out_trade_no*	string	ID given by the merchant in their system - Max. 64 chars -
notify_url*	string	Where Pagsmile will send notification to
customer.identify.type*	string	User's identification type - CUIT/CUIL/CDI -
customer.name*	string	User's name
timestamp*	string	yyyy-MM-dd HH:mm:ss - Max. 19 chars -
subject*	string	payment reason or item title - Max. 128 chars -
order_amount*	string	payment amount - 1~1,000,000 -
order_currency*	string	Fixed value: ARS
content*	string	payment reason detail or item detail - Max. 255 chars -
buyer_id*	string	merchant user's id
address.zip_code	string	zip code - 6 digits -
website_url	string	merchant website URL - Max. 128 chars -
address.street	string	street
address.street_number	string	street number
address.city	string	city
address.state	string	state
return_url	string	Redirect to Merchant's url when user finished checkout
account_type*	string	bank account type - C (Checking account) or S (Savings account) -
account_number*	string	Max 22 digits
bank*	string	Please use the API to get supported bank list

200 submit successfully

{
    "code":"10000",
    "msg":"Success",
    "prepay_id":"d3UwdDhRbnUx****NMzdaWT0=-17FBDFe8",
    "trade_no":"2022010110293900083",
    "out_trade_no":"202201010354006",
    "web_url":"",
    "pay_url":"https://checkout.pagsmile.com/checkout?prepay_id=",
    "trade_status":"PROCESSING",
    "reference":"1024001122",
    "instruction":"{\"beneficiary\":{\"bank\":{\"code\":\"0002\",\"name\":\"ICBC\",\"branch\":{\"code\":\"null\"},\"account\":{\"number\":\"0150**************3082\",\"type\":\"Checking\"}},\"document\":{\"id\":\"30716132028\",\"type\":\"CUIT\"},\"name\":\"Test\",\"type\":\"INDIVIDUAL\"},\"referenceCode\":\"1024001122\"}"
}

400 duplicate out_trade_no

{
    "code": "40002",
    "msg": "Business Failed",
    "sub_code": "duplicate-out_trade_no",
    "sub_msg": "out_trade_no is duplicate"
}

User payment tips

• Redirect users to the pay_url to complete the payment

• the first three digits of the account number must be the same as the bank code. For example, if the bank code is 191, the account number must be 191xxxxxxxxxxxxxxxxxxx.

Example

curl --location --request POST 'https://gateway-test.pagsmile.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "162************38",
    * "out_trade_no": "202201010354006",
    * "method": "BankTransfer",
    * "order_amount": "50",
    * "order_currency": "ARS",
    * "subject": "trade pay test",
    * "content": "trade pay test conent",
    * "notify_url": "http://merchant/callback/success",
      "return_url": "https://www.merchant.com",
    * "buyer_id": "buyer_0101_0001",
    * "timestamp": "2022-01-01 03:54:01",
      "timeout_express":"1c",
    * "account_number": "1910**************6653",
    * "account_type": "C",
    * "bank":"191",
    * "customer" : {
    *     "identify": {
    *         "type": "CUIT",
    *         "number": "20115872045"
          },
    *     "name": "Test User Name",
    *     "email": "[email protected]"
      }

Note: 162************38 is pagsmile's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Please use your own app_id and generate your own authorization token when testing.