BankTransfer

How to use Bank Transfer to submit a payout in Chile.

Submit a payout by Bank Transfer in Chile.

POST https://sandbox.transfersmile.com/api/payout

This endpoint allows you to submit a payout by Bank Transfer in Chile.

Headers

Name	Type	Description
Content-Type*	string	application/json; charset=UTF-8
AppId*	string	Your App ID in payout platform
Authorization*	string	SHA256($sorted_params + $app_key)

Request Body

Name	Type	Description
name*	string	Beneficiary's name, length must between 5 and 100
phone	string	Beneficiary's phone - 0 ~ 15 digits -
email	string	Beneficiary 's email
bank_code*	string	Bank code, see bank list
account*	string	Account, max length is 20 - 8 ~ 20 digits -
account_type*	string	Should be one of CHECKING, SAVINGS, VISTA, RUT, SALARY.
document_id*	string	Beneficiary document id
document_type*	string	Beneficiary document type, should be one of RUT, RUN, PAS, CE.
method*	string	Fixed Value: BankTransfer
custom_code*	string	Merchant's order id - Max.50 -
fee_bear*	string	One of [beneficiary | merchant]
amount*	string	Payout amount, should be an Integer. - Min 1, Max 2,000,000 -
source_currency*	string	Merchant's account currency - supported: USD, GBP, EUR, CLP -
arrival_currency*	string	Beneficiary's account currency. - Fixed Value: CLP -
notify_url*	string	Where pagsmile will callback to
additional_remark*	string	Additional Remark - Max Length: 40 -
country*	string	Fixed value: CHL, for Chile
amount_type	string	Specify the amount value is fixed for merchant or beneficiary - One of: source_amount, arrival_amount(default) -

200: OK success

{
    "code": 200,
    "msg": "success",
    "time": 1628580845,
    "data": {
        "id": "TS202108100734054iRiUZFPXfQBCL",
        "custom_code": "custom_code9982674851738108",
        "arrival_amount": "100",
        "arrival_currency": "CLP",
        "source_amount": "0.07",
        "source_currency": "USD",
        "status": "IN_PROCESSING"
    }
}

400: Bad Request bad request

{
    "code": 4001000,
    "msg": "invalid parameter",
    "time": 1637224716,
    "data": {
        "err": "error detail message"
    }
}

401: Unauthorized unautorized

{
    "code": 4004003,
    "msg": "permission denied",
    "time": 1637224716,
    "data": {}
}

500: Internal Server Error system error

{
    "code": 5001000,
    "msg": "system error",
    "time": 1637224716,
    "data": {
        "err": "error detail message"
    }
}

500: Internal Server Error fee not configured

{
    "code": 5001003,
    "msg": "fee not configured",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

500: Internal Server Error balance insufficient

{
    "code": 5001102,
    "msg": "balance insufficient",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

Example

curl --location --request POST 'https://sandbox.transfersmile.com/api/payout' \
--header 'AppId: 94FAC**********************68548' \
--header 'Authorization: d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "name" : "GUILHERME ****** SOUZA",
      "phone" : "468****068",
      "email" : "g******[e-mail]",
    * "bank_code": "012", // Banco del Estado de Chile
    * "account" : "00219400254640654321", // just for test in sandbox
    * "account_type" : "CHECKING",
    * "document_id" : "123456789", // just for test in sandbox, don't use this in production.
    * "document_type" : "RUT",
    * "method" : "BankTransfer",
    * "custom_code" : "custom_code9982674851738108",
    * "fee_bear" : "merchant",
    * "amount" : "100", //Amount should be an integer, like 1.00 is not available.
    * "source_currency" : "CLP",
    * "arrival_currency" : "CLP",
    * "notify_url" : "https://notify.url",
    * "additional_remark" : "pagsmile payout test",
    * "country": "CHL"
}'

Note: 94FAC**********************68548 is Pagsmile's test App ID for sandbox, and d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302 is authorization token associated with the test App ID.

Example of Document

• RUT / RUN numbers have eight digits, plus a verification digit, and are generally written in this format: xxxxxxxx-z. Z can be a digit or the letter K. For example 3******7-K, 7******8-5. Only send alphanumeric values in the API, like 3******7K.

• For individuals, RUT is the same as RUN. For businesses, they only have RUT.

Document Type	Document ID	Format	Description
RUT	1*******6	9 digits	A RUT (Rol Único Tributario) is the individual tax ID number
RUN	2*******8	9 digits	A RUN (Rol Único Nacional) is a unique identification number given to every Chilean resident, foreign resident, and anyone who stays in Chile on anything other than a tourist visa
CE	3********9	between 9 and 16 digits	Carnet de Extranjería
PASS	4********0	between 9 and 16 digits	Passport

Example of Account

Account type "RUT" is a very simple account that people starting in banking can have that is associated with their tax ID, usually for people getting benefits from the government.

Account type "VISTA" is like a savings account but without the option to gain interest on your funds, often used for companies to pay salaries to their employees.

Bank	Bank Code	Description
Banco del Estado de Chile	012	If the type of account is "RUT Account": Account must be 8 digits.
Others		7 - 20 digits