BankTransfer

How to use Bank Transfer to submit a payout in Chile.

Submit a payout by Bank Transfer in Chile.

POST https://sandbox.transfersmile.com/api/payout

This endpoint allows you to submit a payout by Bank Transfer in Chile.

Headers

Name	Type	Description
Content-Type*	string	application/json; charset=UTF-8
AppId*	string	Your App ID in payout platform
Authorization*	string	SHA256($sorted_params + $app_key)

Request Body

Name	Type	Description
name*	string	Beneficiary's name, length must between 5 and 100
phone	string	Beneficiary's phone - 0 ~ 15 digits -
email	string	Beneficiary 's email
bank_code*	string	Bank code, see bank list
account*	string	Account, max length is 20 - 8 ~ 20 digits -
account_type*	string	Should be one of CHECKING, SAVINGS, VISTA, RUT, SALARY.
document_id*	string	Beneficiary document id
document_type*	string	Beneficiary document type, should be one of RUT, RUN, PAS, CE.
method*	string	Fixed Value: BankTransfer
custom_code*	string	Merchant's order id - Max.50 -
fee_bear*	string	One of [beneficiary | merchant]
amount*	string	Payout amount, should be an Integer. - Min 1,000, Max 2,000,000 -
source_currency*	string	Merchant's account currency - supported: USD, GBP, EUR, CLP -
arrival_currency*	string	Beneficiary's account currency. - Fixed Value: CLP -
notify_url*	string	Where pagsmile will callback to
additional_remark*	string	Additional Remark - Max Length: 40 -
country*	string	Fixed value: CHL, for Chile
amount_type	string	Specify the amount value is fixed for merchant or beneficiary - One of: source_amount, arrival_amount(default) -

200: OK success

{
    "code": 200,
    "msg": "success",
    "time": 1628580845,
    "data": {
        "id": "TS202108100734054iRiUZFPXfQBCL",
        "custom_code": "custom_code9982674851738108",
        "arrival_amount": "100",
        "arrival_currency": "CLP",
        "source_amount": "0.07",
        "source_currency": "USD",
        "status": "IN_PROCESSING"
    }
}

400: Bad Request bad request

{
    "code": 4001000,
    "msg": "invalid parameter",
    "time": 1637224716,
    "data": {
        "err": "error detail message"
    }
}

401: Unauthorized unautorized

{
    "code": 4004003,
    "msg": "permission denied",
    "time": 1637224716,
    "data": {}
}

500: Internal Server Error system error

{
    "code": 5001000,
    "msg": "system error",
    "time": 1637224716,
    "data": {
        "err": "error detail message"
    }
}

500: Internal Server Error fee not configured

{
    "code": 5001003,
    "msg": "fee not configured",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

500: Internal Server Error balance insufficient

{
    "code": 5001102,
    "msg": "balance insufficient",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

Example

curl --location --request POST 'https://sandbox.transfersmile.com/api/payout' \
--header 'AppId: 94FAC**********************68548' \
--header 'Authorization: d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "name" : "GUILHERME ****** SOUZA",
      "phone" : "468****068",
      "email" : "g******[e-mail]",
    * "bank_code": "012", // Banco del Estado de Chile
    * "account" : "00219400254640654321", // just for test in sandbox
    * "account_type" : "CHECKING",
    * "document_id" : "123456789", // just for test in sandbox, don't use this in production.
    * "document_type" : "RUT",
    * "method" : "BankTransfer",
    * "custom_code" : "custom_code9982674851738108",
    * "fee_bear" : "merchant",
    * "amount" : "100", //Amount should be an integer, like 1.00 is not available.
    * "source_currency" : "CLP",
    * "arrival_currency" : "CLP",
    * "notify_url" : "https://notify.url",
    * "additional_remark" : "pagsmile payout test",
    * "country": "CHL"
}'

Note: 94FAC**********************68548 is Pagsmile's test App ID for sandbox, and d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302 is authorization token associated with the test App ID.

Example of Document

• RUT / RUN numbers have eight digits, plus a verification digit, and are generally written in this format: xxxxxxxx-z. Z can be a digit or the letter K. For example 3******7-K, 7******8-5. Only send alphanumeric values in the API, like 3******7K.

• For individuals, RUT is the same as RUN. For businesses, they only have RUT.

Document Type	Document ID	Format	Description
RUT	1*******6	9 digits	A RUT (Rol Único Tributario) is the individual tax ID number
RUN	2*******8	9 digits	A RUN (Rol Único Nacional) is a unique identification number given to every Chilean resident, foreign resident, and anyone who stays in Chile on anything other than a tourist visa
CE	3********9	between 9 and 16 digits	Carnet de Extranjería
PASS	4********0	between 9 and 16 digits	Passport

Example of Account

Account type "RUT" is a very simple account that people starting in banking can have that is associated with their tax ID, usually for people getting benefits from the government.

Account type "VISTA" is like a savings account but without the option to gain interest on your funds, often used for companies to pay salaries to their employees.