# BankTransfer

## Submit a payout by Bank Transfer in Chile.

<mark style="color:green;">`POST`</mark> `https://sandbox.transfersmile.com/api/payout`

This endpoint allows you to submit a payout by Bank Transfer in Chile.

#### Headers

| Name                                            | Type   | Description                         |
| ----------------------------------------------- | ------ | ----------------------------------- |
| Content-Type<mark style="color:red;">\*</mark>  | string | application/json; charset=UTF-8     |
| AppId<mark style="color:red;">\*</mark>         | string | Your App ID in payout platform      |
| Authorization<mark style="color:red;">\*</mark> | string | SHA256($sorted\_params + $app\_key) |

#### Request Body

| Name                                                 | Type   | Description                                                                                                                  |
| ---------------------------------------------------- | ------ | ---------------------------------------------------------------------------------------------------------------------------- |
| name<mark style="color:red;">\*</mark>               | string | Beneficiary's name, length must between 5 and 100                                                                            |
| phone                                                | string | <p>Beneficiary's phone</p><p>- Max 15, valid phone -</p>                                                                     |
| email                                                | string | <p>Beneficiary 's email<br>- Max 64, valid email -</p>                                                                       |
| bank\_code<mark style="color:red;">\*</mark>         | string | Bank code, see [***bank list***](/payout/banklist/bank-in-chile.md)                                                          |
| account<mark style="color:red;">\*</mark>            | string | <p>Account, max length is 20</p><p>- 8 \~ 20 digits -</p>                                                                    |
| account\_type<mark style="color:red;">\*</mark>      | string | Should be one of CHECKING, SAVINGS, VISTA, RUT, SALARY.                                                                      |
| document\_id<mark style="color:red;">\*</mark>       | string | Beneficiary document id                                                                                                      |
| document\_type<mark style="color:red;">\*</mark>     | string | Beneficiary document type, should be one of RUT, RUN, PAS, CE.                                                               |
| method<mark style="color:red;">\*</mark>             | string | Fixed Value: BANKTRANSFER                                                                                                    |
| custom\_code<mark style="color:red;">\*</mark>       | string | <p>Merchant's order id</p><p>- Max.50 -</p>                                                                                  |
| fee\_bear<mark style="color:red;">\*</mark>          | string | <p>All fees charge to merchant or beneficiary<br>- One of: merchant, beneficiary -</p>                                       |
| amount<mark style="color:red;">\*</mark>             | string | <p>Payout amount, should be an Integer.</p><p>- Min 1,000, Max 2,000,000 -</p>                                               |
| source\_currency<mark style="color:red;">\*</mark>   | string | <p>Merchant's account currency</p><p>-  supported: USD, GBP, EUR, CLP -</p>                                                  |
| arrival\_currency<mark style="color:red;">\*</mark>  | string | <p>Beneficiary's account currency.</p><p>- Fixed Value: CLP -</p>                                                            |
| notify\_url<mark style="color:red;">\*</mark>        | string | Where pagsmile will callback to                                                                                              |
| additional\_remark<mark style="color:red;">\*</mark> | string | <p>Additional Remark<br>- Max Length: 40 - </p>                                                                              |
| country<mark style="color:red;">\*</mark>            | string | Fixed value: CHL, for Chile                                                                                                  |
| amount\_type                                         | string | <p>Specify the amount value is fixed for merchant or beneficiary<br>- One of: source\_amount, arrival\_amount(default) -</p> |

{% tabs %}
{% tab title="200: OK success" %}

```javascript
{
    "code": 200,
    "msg": "success",
    "time": 1628580845,
    "data": {
        "id": "TS202108100734054iRiUZFPXfQBCL",
        "custom_code": "custom_code9982674851738108",
        "arrival_amount": "100",
        "arrival_currency": "CLP",
        "source_amount": "0.07",
        "source_currency": "USD",
        "status": "IN_PROCESSING"
    }
}
```

{% endtab %}

{% tab title="400: Bad Request bad request" %}

```javascript
{
    "code": 4001000,
    "msg": "invalid parameter",
    "time": 1637224716,
    "data": {
        "err": "error detail message"
    }
}
```

{% endtab %}

{% tab title="401: Unauthorized unautorized" %}

```javascript
{
    "code": 4004003,
    "msg": "permission denied",
    "time": 1637224716,
    "data": {}
}
```

{% endtab %}

{% tab title="500: Internal Server Error system error" %}

```javascript
{
    "code": 5001000,
    "msg": "system error",
    "time": 1637224716,
    "data": {
        "err": "error detail message"
    }
}
```

{% endtab %}

{% tab title="500: Internal Server Error fee not configured" %}

```javascript
{
    "code": 5001003,
    "msg": "fee not configured",
    "time": 1637224716,
    "data": {
        ... ...
    }
}
```

{% endtab %}

{% tab title="500: Internal Server Error balance insufficient" %}

```javascript
{
    "code": 5001102,
    "msg": "balance insufficient",
    "time": 1637224716,
    "data": {
        ... ...
    }
}
```

{% endtab %}
{% endtabs %}

## Example

```
curl --location --request POST 'https://sandbox.transfersmile.com/api/payout' \
--header 'AppId: 94FAC**********************68548' \
--header 'Authorization: d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "name" : "GUILHERME ****** SOUZA",
      "phone" : "468****068",
      "email" : "g******me@gmail.com",
    * "bank_code": "012", // Banco del Estado de Chile
    * "account" : "00219400254640654321", // just for test in sandbox
    * "account_type" : "CHECKING",
    * "document_id" : "123456789", // just for test in sandbox, don't use this in production.
    * "document_type" : "RUT",
    * "method" : "BANKTRANSFER",
    * "custom_code" : "custom_code9982674851738108",
    * "fee_bear" : "merchant",
    * "amount" : "1000", //Amount must be an integer, the fraction is not supported (e.g. 1000 or 1000.00 is acceptable, but 1000.01 is not)
    * "source_currency" : "CLP",
    * "arrival_currency" : "CLP",
    * "notify_url" : "https://notify.url",
    * "additional_remark" : "pagsmile payout test",
    * "country": "CHL"
}'
```

{% hint style="info" %}
Note:  ***94FAC\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*68548*** is Pagsmile's test App ID for sandbox, and ***d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302*** is authorization token associated with the test App ID.
{% endhint %}

## Example of Document

{% hint style="info" %}

* RUT / RUN numbers have eight digits, plus a verification digit, and are generally written in this format: xxxxxxxx-z. Z can be a digit or the letter K. For example 3\*\*\*\*\*\*7-K,  7\*\*\*\*\*\*8-5. **Only send alphanumeric values in the API**, like 3\*\*\*\*\*\*7K.
* For individuals, RUT is the same as RUN. For businesses, they only have RUT.
  {% endhint %}

<table><thead><tr><th width="173">Document Type</th><th width="133">Document ID</th><th width="229">Format</th><th width="418">Description</th><th></th></tr></thead><tbody><tr><td>RUT</td><td>1*******6</td><td>9 digits</td><td>A RUT <em>(Rol Único Tributario)</em> is the individual tax ID number</td><td></td></tr><tr><td>RUN</td><td>2*******8</td><td>9 digits</td><td>A RUN <em>(Rol Único Nacional)</em> is a unique identification number given to every Chilean resident, foreign resident, and anyone who stays in Chile on anything other than a tourist visa</td><td></td></tr><tr><td>CE</td><td>3********9</td><td>between 9 and 16 digits</td><td>Carnet de Extranjería</td><td></td></tr><tr><td>PASS</td><td>4********0</td><td>between 9 and 16 digits</td><td>Passport</td><td></td></tr></tbody></table>

## Example of Account

{% hint style="info" %}
Account type "RUT" is a very simple account that people starting in banking can have that is associated with their tax ID, usually for people getting benefits from the government.&#x20;

Account type "VISTA" is like a savings account but without the option to gain interest on your funds, often used for companies to pay salaries to their employees.
{% endhint %}


---

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```
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```

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