# ResponseCode

| Key | Value                                                                                                                                         |
| --- | --------------------------------------------------------------------------------------------------------------------------------------------- |
| 00  | Approved or completed successfully                                                                                                            |
| 03  | Invalid merchant.04                                                                                                                           |
| 04  | Capture card.                                                                                                                                 |
| 05  | Do not honor.                                                                                                                                 |
| 06  | Error                                                                                                                                         |
| 07  | Pick-up card, special conditions.                                                                                                             |
| 12  | Invalid transaction                                                                                                                           |
| 13  | Invalid amount.                                                                                                                               |
| 14  | Invalid card number.                                                                                                                          |
| 15  | Invalid issuer.                                                                                                                               |
| 17  | Customer cancellation (0400 only).                                                                                                            |
| 20  | Invalid response                                                                                                                              |
| 30  | Format error                                                                                                                                  |
| 31  | Bank not supported by switch.                                                                                                                 |
| 32  | Partial reversal (0400 only). This response code is for informational purpose only (received with reversals only).                            |
| 34  | Suspect Fraud (0400 only).                                                                                                                    |
| 39  | No credit account.                                                                                                                            |
| 41  | Lost card.                                                                                                                                    |
| 43  | Stolen card.                                                                                                                                  |
| 51  | Insufficient funds/over credit limit.                                                                                                         |
| 52  | No checking account.                                                                                                                          |
| 53  | No savings account.                                                                                                                           |
| 54  | Expired card.                                                                                                                                 |
| 55  | Invalid PIN.                                                                                                                                  |
| 57  | Transaction not permitted to issuer/cardholder                                                                                                |
| 58  | Transaction not permitted to acquirer/terminal                                                                                                |
| 59  | Suspected fraud.                                                                                                                              |
| 61  | Exceeds withdrawal amount limit.                                                                                                              |
| 62  | Restricted card.                                                                                                                              |
| 63  | Security violation.                                                                                                                           |
| 65  | Exceeds withdrawal count limit OR Identity Check Soft-Decline of EMV 3DS Authentication (merchant should resubmit authentication with 3DSv1). |
| 68  | Response received late.                                                                                                                       |
| 71  | PIN Not Changed                                                                                                                               |
| 75  | Allowable number of PIN tries exceeded.                                                                                                       |
| 76  | Invalid/nonexistent “To Account” specified.                                                                                                   |
| 77  | Invalid/nonexistent “From Account” specified                                                                                                  |
| 78  | Invalid/nonexistent account specified (general).                                                                                              |
| 81  | Domestic Debit Transaction Not Allowed (Regional use only)                                                                                    |
| 83  | Fraud/Security/Validation fail                                                                                                                |
| 84  | Invalid Authorization Life Cycle.                                                                                                             |
| 86  | PIN Validation not possible                                                                                                                   |
| 88  | Cryptographic failure                                                                                                                         |
| 89  | Unacceptable PIN—Transaction Declined—Retry                                                                                                   |
| 91  | Authorization System or issuer system inoperative                                                                                             |
| 92  | Unable to route transaction                                                                                                                   |
| 93  | Transaction cannot be completed, violation of law                                                                                             |
| 94  | Duplicate transmission detected.                                                                                                              |
| 95  | Reconcile error                                                                                                                               |
| 96  | System error                                                                                                                                  |


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