BankTransfer

How to use Bank Transfer to submit a payout in Nigeria.

Submit a payout by Bank Transfer in Nigeria

POST https://sandbox.transfersmile.com/api/payout

This endpoint allows you to submit a payout by Bank Transfer in Nigeria.

Headers

Name	Type	Description
Content-Type*	string	application/json; charset=UTF-8
AppId*	string	Your App ID in payout platform.
Authorization*	string	SHA256($sorted_params + $app_key)

Request Body

Name	Type	Description
name*	string	Beneficiary's name - Length must between 5 and 100 -
email*	string	Beneficiary's email
bank_code*	string	Bank code. Get from API - 3 digits -
account*	string	Beneficiary's Bank Account - 1 ~ 20 digits -
method*	string	Fixed value: BANKTRANSFER
custom_code*	string	Merchant Payout ID - Max. 50 chars -
fee_bear*	string	Processing fee charges to merchant or beneficiary - One of: merchant, beneficiary -
amount*	number	Payout Amount, 2 decimal numbers - Min 100, Max 10,000,000 -
source_currency*	string	Merchant Account Currency - One of: USD, EUR, GBP, NGN -
arrival_currency*	string	Fixed value: NGN
notify_url*	string	Where pagsmile will send notification to.
additional_remark*	string	Descriptor on the user's bank bill - Max. 40 chars -
country*	string	NGA for Nigeria
amount_type	string	Specify the amount value is fixed for merchant or beneficiary - One of: source_amount, arrival_amount(default) -

200: OK submit successfully

{
    "code": 200,
    "msg": "success",
    "time": 1628580845,
    "data": {
        "id": "TS202108100734054iRiUZFPXfQM",
        "custom_code": "custom_code9982674851738108",
        "arrival_amount": "0.51",
        "arrival_currency": "BRL",
        "source_amount": "0.07",
        "source_currency": "USD",
        "status": "IN_PROCESSING"
    }
}

401: Unauthorized unauthorized

{
    "code": 4004003,
    "msg": "permission denied",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

400: Bad Request order already existed

{
    "code": 4001020,
    "msg": "order already existed",
    "time": 1628580940,
    "data": {}
}

500: Internal Server Error balance insufficient

{
    "code": 5001102,
    "msg": "balance insufficient",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

500: Internal Server Error system error

{
    "code": 5001000,
    "msg": "system error",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

500: Internal Server Error fee not configured

{
    "code": 5001003,
    "msg": "fee not configured",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

Example

curl --location --request POST 'https://sandbox.transfersmile.com/api/payout' \
--header 'AppId: 94FAC**********************68548' \
--header 'Authorization: d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "name" : "GUILHERME ****** SOUZA",
    * "email": "[e-mail]",
    * "bank_code": "058",
    * "account": "00******42",
    * "source_currency": "NGN", 
    * "arrival_currency": "NGN", // fixed value: NGN
    * "fee_bear": "merchant", // should be one of merchant, beneficiary
    * "method": "BANKTRANSFER", // fixed value: BANKTRANSFER
    * "amount": "100.00",
    * "notify_url": "https://notify.url",
    * "custom_code" : "custom_code9982674851738108",
    * "additional_remark": "pagsmile payout test remark",
    * "country": "NGA"  // fixed value: NGA
}
'

Note: 94FAC*********************68548 is Pagsmile's test App ID for sandbox, and d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302 is authorization token associated with the test App ID.