SPEI

How to use SPEI to submit a payin in Mexico.

Payin by SPEI

POST https://gateway-test.pagsmile.com/trade/pay

This endpoint allows you to submit a payin by SPEI in Mexico.

Headers

Name	Type	Description
Content-Type*	string	application/json; chartset=UTF-8
Authorization*	string	Basic Base($app_id:$security_key)

Request Body

Name	Type	Description
app_id*	string	created app's id at dashboard - Max. 32 chars -
customer.phone	string	User's phone
customer.email*	string	User's email
customer.identify.number*	string	User's identification number - RFC: 13 chars, ex: MAMB780915969; CURP: 18 chars -
method*	string	Fixed value: SPEI
out_trade_no*	string	ID given by the merchant in their system - Max. 64 chars -
notify_url*	string	Where Pagsmile will send notification to
customer.identify.type*	string	User's identification type - RFC or CURP -
customer.name*	string	User's name
timestamp*	string	yyyy-MM-dd HH:mm:ss - Max. 19 chars -
subject*	string	payment reason or item title - Max. 128 chars -
order_amount*	string	payment amount - 8~400,000 MXN -
order_currency*	string	Fixed value: MXN
content	string	payment reason detail or item detail - Max. 255 chars -
buyer_id*	string	merchant user's id
address.zip_code	string	zip code - 5 digits -
website_url	string	merchant website URL - Max. 128 chars -
address.street	string	street
address.street_number	string	street number
address.city	string	city
address.state	string	state
return_url	string	Redirect to Merchant's url when user finished checkout

200 submit successfully

{
    "code": "10000",
    "msg": "Success",
    "trade_no": "2022010110293900084",
    "out_trade_no": "202201010354004",
    "web_url": "",
    "pay_url": "https://checkout-testv2.pagsmile.com/checkout?prepay_id=UGlRNFB4WHRQRXJPZERhcFhHNlJPRzREZ2tTaDl1RktST1JjbCtPK2V2az0=-31B82307",
    "trade_status": "PROCESSING",
    "reference": "0000000",
    "clabe": "000000000000000001",
    "bank_name": "BBVA Bancomer"
}

400 duplicate out_trade_no

{
    "code": "40002",
    "msg": "Business Failed",
    "sub_code": "duplicate-out_trade_no",
    "sub_msg": "out_trade_no is duplicate"
}

User payment tips

• Add a Copy CLABE button. The value of clabe is the only information that the user needs to use to complete payment. Adding a copy button could help to improve the user's payment experience.

• Clabe will be unique for each order. Payment with incorrect clabe or incorrect amount will not be confirmed by the bank.

Example

curl --location --request POST 'https://gateway-test.pagsmile.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "162************38",
    * "out_trade_no": "202201010354004",
    * "method": "SPEI",
    * "order_amount": "12.01",
    * "order_currency": "MXN",
    * "subject": "trade pay test",
      "content": "trade pay test conent",
    * "notify_url": "http://merchant/callback/success",
      "return_url": "https://www.merchant.com",
    * "buyer_id": "buyer_0101_0001",
    * "timestamp": "2022-01-01 03:54:01",
      "timeout_express":"1c",
    * "customer" : {
    *     "identify": {
    *         "type": "RFC",
    *         "number": "MAMB780915969"
          },
    *     "name": "Test User Name",
    *     "email": "[e-mail]"
      }
      }'

Example of payment page

Note: 162************38 is pagsmile's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Please use your own app_id and generate your own authorization token when testing.