❌Bank Transfer

How to use BankTransfer to submit a payin in Bolivia.

Payin by BankTransfer

POST https://gateway-test.pagsmile.com/trade/pay

This endpoint allows you to submit a payin by BankTransfer in Bolivia.

Headers

Name	Type	Description
Content-Type*	string	application/json; chartset=UTF-8
Authorization*	string	Basic Base($app_id:$security_key)

Request Body

Name	Type	Description
app_id*	string	created app's id at dashboard - Max. 32 chars -
customer.phone	string	User's phone
customer.email*	string	User's email
customer.identify.number*	string	User's identification number - CI: 7~10 digits CE: 8 digits NIT: 9~12 digits -
method*	string	Fixed value: BankTransfer
out_trade_no*	string	ID given by the merchant in their system - Max. 64 chars -
notify_url*	string	Where Pagsmile will send notification to
customer.identify.type*	string	User's identification type - CI, CE, NIT -
customer.name*	string	User's name
timestamp*	string	yyyy-MM-dd HH:mm:ss - Max. 19 chars -
subject*	string	payment reason or item title - Max. 128 chars -
order_amount*	string	payment amount - 1 - 1,000,000 BOB -
order_currency*	string	Fixed value: BOB
content	string	payment reason detail or item detail - Max. 255 chars -
buyer_id*	string	merchant user's id
address.zip_code	string	zip code - 5 digits -
website_url	string	merchant website URL - Max. 128 chars -
address.street	string	street
address.street_number	string	street number
address.city	string	city
address.state	string	state
return_url	string	Redirect to Merchant's url when user finished checkout
account_number*	string	User's bank account number - numeric: 7 ~ 14 digits -
bank*	string	Use API to get bank code
account_type*	string	User's bank account type - One of: SAVINGS, CHECKING -

200 submit successfully

{
    "code": "10000",
    "msg": "Success",
    "prepay_id": "V2VNU **** B8F7Fe",
    "trade_no": "20240603***81",
    "out_trade_no": "out_tr****000",
    "web_url": "",
    "pay_url": "https://checkoutv2.pagsmile.com/checkout?prepay_id=V2VN***=-50B8F7Fe",
    "trade_status": "PROCESSING",
    "qr_code_img": "data:image/png;base64, iVBORw0KGgoAAA********* AABJRU5ErkJggg==",
    "due_date": "2024-06-03T23:59:00"
}

400 duplicate out_trade_no

{
    "code": "40002",
    "msg": "Business Failed",
    "sub_code": "duplicate-out_trade_no",
    "sub_msg": "out_trade_no is duplicate"
}

Format of customer.identify

Identify.type	Length	Format	Description	Example
CI	7-10	7 mandatory numerical digits and then optionally a space and two letters	Cedula de Identidad	SC 1234567 or 1234567
CE	8	numeric	Cedula de Identidad de Extranjero	12345678
NIT	9-12	numeric	Número de Identificación Tributaria	123456789

The “CI” can be up to 10 characters. It is formed with 7 mandatory numerical digits and then optionally a space and two letters. The two letters represent the departments belonging to the “ Plurinational State of Bolivia”.

There are:

• BE - Beni

• CB- Cochabamba

• CH – Chuquisaca

• LP- La Paz

• OR- Oruro

• PD- Pando

• PT – Potosí

• SC – Santa Cruz

• TJ - Tarija

Examples : For Santa Cruz you can send “SC 1234567”, “1234567”, “SC1234567”, “1234567SC” or “1234567 SC”

User payment tips

• The order will always expire at 23:59:00 GMT+0 on the same day of creation.

• Users need to scan the QR code to make the payment. Take the image of QR code from the parameter qr_code_img.

Example

curl --location --request POST 'https://gateway-test.pagsmile.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "162************38",
    * "out_trade_no": "202201010354008",
    * "method": "BankTransfer",
    * "order_amount": "50",
    * "order_currency": "BOB",
    * "subject": "trade pay test",
      "content": "trade pay test conent",
    * "notify_url": "http://merchant/callback/success",
      "return_url": "https://www.merchant.com",
    * "buyer_id": "buyer_0101_0001",
    * "timestamp": "2022-01-01 03:54:01",
      "timeout_express":"1c",
    * "bank":"004",
    * "account_number":"87654321",
    * "account_type":CHECKING",
    * "customer" : {
    *     "identify": {
    *         "type": "CI",
    *         "number": "12345678"
          },
    *     "name": "Test User Name",
    *     "email": "[email protected]"
      }
      }'

Note: 162************38 is pagsmile's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Please use your own app_id and generate your own authorization token when testing.