❌Bank Transfer

How to use BankTransfer to submit a payin in Bolivia.

Payin by BankTransfer

POST https://gateway-test.pagsmile.com/trade/pay

This endpoint allows you to submit a payin by BankTransfer in Bolivia.

Headers

Name
Type
Description

Content-Type*

string

application/json; chartset=UTF-8

Authorization*

string

Basic Base($app_id:$security_key)

Request Body

Name
Type
Description

app_id*

string

created app's id at dashboard

- Max. 32 chars -

customer.phone

string

User's phone

customer.email*

string

User's email

customer.identify.number*

string

User's identification number - CI: 7~10 digits CE: 8 digits NIT: 9~12 digits -

method*

string

Fixed value: BankTransfer

out_trade_no*

string

ID given by the merchant in their system - Max. 64 chars -

notify_url*

string

Where Pagsmile will send notification to

customer.identify.type*

string

User's identification type

- CI, CE, NIT -

customer.name*

string

User's name

timestamp*

string

yyyy-MM-dd HH:mm:ss - Max. 19 chars -

subject*

string

payment reason or item title

- Max. 128 chars -

order_amount*

string

payment amount - 1 - 1,000,000 BOB -

order_currency*

string

Fixed value: BOB

content

string

payment reason detail or item detail

- Max. 255 chars -

buyer_id*

string

merchant user's id

address.zip_code

string

zip code - 5 digits -

website_url

string

merchant website URL

- Max. 128 chars -

address.street

string

street

address.street_number

string

street number

address.city

string

city

address.state

string

state

return_url

string

Redirect to Merchant's url when user finished checkout

account_number*

string

User's bank account number - numeric: 7 ~ 14 digits -

bank*

string

Use API to get bank code

account_type*

string

User's bank account type

- One of: SAVINGS, CHECKING - 

{
    "code": "10000",
    "msg": "Success",
    "prepay_id": "V2VNU **** B8F7Fe",
    "trade_no": "20240603***81",
    "out_trade_no": "out_tr****000",
    "web_url": "",
    "pay_url": "https://checkoutv2.pagsmile.com/checkout?prepay_id=V2VN***=-50B8F7Fe",
    "trade_status": "PROCESSING",
    "qr_code_img": "data:image/png;base64, iVBORw0KGgoAAA********* AABJRU5ErkJggg==",
    "due_date": "2024-06-03T23:59:00"
}

Format of customer.identify

Identify.type
Length
Format
Description
Example

CI

7-10

7 mandatory numerical digits and then optionally a space and two letters

Cedula de Identidad

SC 1234567 or 1234567

CE

8

numeric

Cedula de Identidad de Extranjero

12345678

NIT

9-12

numeric

Número de Identificación Tributaria

123456789

The “CI” can be up to 10 characters. It is formed with 7 mandatory numerical digits and then optionally a space and two letters. The two letters represent the departments belonging to the “ Plurinational State of Bolivia”.

There are:

  • BE - Beni

  • CB- Cochabamba

  • CH – Chuquisaca

  • LP- La Paz

  • OR- Oruro

  • PD- Pando

  • PT – Potosí

  • SC – Santa Cruz

  • TJ - Tarija

Examples : For Santa Cruz you can send “SC 1234567”, “1234567”, “SC1234567”, “1234567SC” or “1234567 SC”

User payment tips

  • The order will always expire at 23:59:00 GMT+0 on the same day of creation.

  • Users need to scan the QR code to make the payment. Take the image of QR code from the parameter qr_code_img.

Example

curl --location --request POST 'https://gateway-test.pagsmile.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "162************38",
    * "out_trade_no": "202201010354008",
    * "method": "BankTransfer",
    * "order_amount": "50",
    * "order_currency": "BOB",
    * "subject": "trade pay test",
      "content": "trade pay test conent",
    * "notify_url": "http://merchant/callback/success",
      "return_url": "https://www.merchant.com",
    * "buyer_id": "buyer_0101_0001",
    * "timestamp": "2022-01-01 03:54:01",
      "timeout_express":"1c",
    * "bank":"004",
    * "account_number":"87654321",
    * "account_type":CHECKING",
    * "customer" : {
    *     "identify": {
    *         "type": "CI",
    *         "number": "12345678"
          },
    *     "name": "Test User Name",
    *     "email": "test@pagsmile.com"
      }
      }'

Note: 162************38 is pagsmile's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Please use your own app_id and generate your own authorization token when testing.

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