❌Bank Transfer

How to use BankTransfer to submit a payin in Panama.

Unavailable from November 7th.

Payin by BankTransfer

POST https://gateway-test.pagsmile.com/trade/pay

This endpoint allows you to submit a payin by BankTransfer in Panama.

Headers

Name	Type	Description
Content-Type*	string	application/json; chartset=UTF-8
Authorization*	string	Basic Base($app_id:$security_key)

Request Body

Name	Type	Description
app_id*	string	created app's id at dashboard - Max. 32 chars -
customer.email*	string	User's email
customer.identify.number*	string	User's identification number
method*	string	Fixed value: BankTransfer
out_trade_no*	string	ID given by the merchant in their system - Max. 64 chars -
notify_url*	string	Where Pagsmile will send notification to
customer.identify.type*	string	User's identification type - RUC, PASS or CE -
customer.name*	string	User's name
timestamp*	string	yyyy-MM-dd HH:mm:ss - Max. 19 chars -
subject*	string	payment reason or item title - Max. 128 chars -
order_amount*	string	payment amount - 1 ~ 100,000 USD -
order_currency*	string	Fixed value: USD
content	string	payment reason detail or item detail - Max. 255 chars -
buyer_id*	string	merchant user's id
website_url	string	merchant website URL - Max. 128 chars -
return_url	string	Redirect to Merchant's url when user finished checkout
bank*	string	Use API to get bank code
account_number	string	Account - 5 ~ 20 digits -
account_type	string	Should be one of CHECKING, SAVINGS

200 submit successfully

{
    "code": "10000",
    "msg": "Success",
    "trade_no": "2022010106532400030",
    "out_trade_no": "202201010354010",
    "web_url": "",
    "pay_url": "https://checkoutv2.pagsmile.com/checkout?prepay_id=",
    "trade_status": "PROCESSING",
    "reference":"ZRH9-FZAT-TAHV",
    "instruction":"{\"beneficiary\":{\"bank\":{\"code\":\"0079\",\"name\":\"LAFISE PANAMA\",\"branch\":[],\"account\":{\"number\":\"201020008603\",\"type\":\"C\"}},\"document\":{\"id\":\"155714930-2-2021\",\"type\":\"RUC\"},\"name\":\"LOCALPAYMENT PAN, S.A.\",\"type\":\"INDIVIDUAL\"},\"referenceCode\":\"ZRH9-FZAT-TAHV\"}",
    "due_date":"2024-02-14T09:00:15.993266"
}

400 duplicate out_trade_no

{
    "code": "40002",
    "msg": "Business Failed",
    "sub_code": "duplicate-out_trade_no",
    "sub_msg": "out_trade_no is duplicate"
}

User payment tips

reference is the ticket number that the user needs to use for payment

Identify Type	Identify Number	Description	Example
RUC	Single Taxpayer Registry	5-15 digits	1790095389001
PASS	Passport	5-20	PD0404102
CE	Cedula (Local ID)	5-12	8-211-1816 E-1234-12345 1AV-1234-12345

Example

curl --location --request POST 'https://gateway-test.pagsmile.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "162************38",
    * "out_trade_no": "202201010354010",
    * "method": "BankTransfer",
    * "order_amount": "12.01",
    * "order_currency": "USD",
    * "subject": "trade pay test",
      "content": "trade pay test conent",
    * "notify_url": "http://merchant/callback/success",
      "return_url": "https://www.merchant.com",
    * "buyer_id": "buyer_0101_0001",
    * "timestamp": "2022-01-01 03:54:01",
      "timeout_express":"1c",
    * "bank": "1805",
    * "account_number": "12**4324",
    * "account_type": "C",
    * "customer": {
    *     "identify": {
    *        "type": "RUC",
             "number": "390**7"
          },
    *     "name": "Test User Name",
    *     "email": "[email protected]"
      }
      }'

Note: 162************38 is pagsmile's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Please use your own app_id and generate your own authorization token when testing.

Example of Panama Payment page