# Bank Transfer

## Payin by BankTransfer

<mark style="color:green;">`POST`</mark> `https://gateway-test.pagsmile.com/trade/pay`

This endpoint allows you to submit a payin by BankTransfer in Nigeria.

#### Headers

| Name                                            | Type   | Description                                |
| ----------------------------------------------- | ------ | ------------------------------------------ |
| Content-Type<mark style="color:red;">\*</mark>  | string | application/json; chartset=UTF-8           |
| Authorization<mark style="color:red;">\*</mark> | string | Basic Base($app\_*id:$security\_*&#x6B;ey) |

#### Request Body

| Name                                              | Type   | Description                                                                                  |
| ------------------------------------------------- | ------ | -------------------------------------------------------------------------------------------- |
| app\_id<mark style="color:red;">\*</mark>         | string | <p>created app's id at dashboard</p><p>- Max. 32 chars -</p>                                 |
| method<mark style="color:red;">\*</mark>          | string | Fixed value: BankTransfer                                                                    |
| out\_trade\_no<mark style="color:red;">\*</mark>  | string | <p>ID given by the merchant in their system<br>- Max. 64 chars - </p>                        |
| notify\_url<mark style="color:red;">\*</mark>     | string | Where Pagsmile will send notification to                                                     |
| return\_url                                       | string | Redirect to Merchant's url when user finished checkout                                       |
| timestamp<mark style="color:red;">\*</mark>       | string | <p>yyyy-MM-dd HH:mm:ss<br>- Max. 19 chars -</p>                                              |
| order\_amount<mark style="color:red;">\*</mark>   | string | <p>payment amount<br>- check <a href="../../../data/payment-method#uruguay-1">here </a>-</p> |
| order\_currency<mark style="color:red;">\*</mark> | string | Fixed value: NGN                                                                             |
| subject<mark style="color:red;">\*</mark>         | string | <p>payment reason or item title</p><p>- Max. 128 chars -</p>                                 |
| content                                           | string | <p>payment reason detail or item detail</p><p>- Max. 255 chars -</p>                         |
| buyer\_id<mark style="color:red;">\*</mark>       | string | merchant user's id                                                                           |
| customer.name<mark style="color:red;">\*</mark>   | string | User's name                                                                                  |
| customer.phone<mark style="color:red;">\*</mark>  | string | User's phone                                                                                 |
| customer.email<mark style="color:red;">\*</mark>  | string | User's email                                                                                 |

{% tabs %}
{% tab title="200 submit successfully" %}

```
{
    "code": "10000",
    "msg": "Success",
    "prepay_id": "V2VNU **** B8F7Fe",
    "trade_no": "20240603***81",
    "out_trade_no": "out_tr****000",
    "web_url": "",
    "trade_status": "PROCESSING",
    "due_date": "2024-06-03T23:59:00",
    "beneficiary": {
        "bank_id": "232",
        "bank_name": "Sterling bank",
        "number": "5206227023",
        "name": "Korapay-PAG"
    } 
}
```

{% endtab %}

{% tab title="400 duplicate out\_trade\_no" %}

```
{
    "code": "40002",
    "msg": "Business Failed",
    "sub_code": "duplicate-out_trade_no",
    "sub_msg": "out_trade_no is duplicate"
}
```

{% endtab %}
{% endtabs %}

## Example

```
curl --location --request POST 'https://gateway-test.pagsmile.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "162************38",
    * "out_trade_no": "202201010354008",
    * "method": "BankTransfer",
    * "order_amount": "150",
    * "order_currency": "NGN",
    * "subject": "trade pay test",
      "content": "trade pay test conent",
    * "notify_url": "http://merchant/callback/success",
      "return_url": "https://www.merchant.com",
    * "buyer_id": "buyer_0101_0001",
    * "timestamp": "2022-01-01 03:54:01",
    * "customer": {
    *     "name": "Test User Name",
    *     "phone": "1234567890",
    *     "email": "test@pagsmile.com"
      }
      }'
```

{% hint style="info" %}
Note:  **162\*\*\*\*\*\*\*\*\*\*\*\*38** is pagsmile's test app id for sandbox, and **MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==** is authorization token associated with the test app id.&#x20;
{% endhint %}

{% hint style="danger" %}
Please use your own **app\_id** and generate your own **authorization token** when testing.
{% endhint %}