Bank Transfer
How to use BankTransfer to submit a payin in Nigeria.
Payin by BankTransfer
POST
https://gateway-test.pagsmile.com/trade/pay
This endpoint allows you to submit a payin by BankTransfer in Nigeria.
Headers
Content-Type*
string
application/json; chartset=UTF-8
Authorization*
string
Basic Base($app_id:$security_key)
Request Body
app_id*
string
created app's id at dashboard
- Max. 32 chars -
method*
string
Fixed value: BankTransfer
out_trade_no*
string
ID given by the merchant in their system - Max. 64 chars -
notify_url*
string
Where Pagsmile will send notification to
return_url
string
Redirect to Merchant's url when user finished checkout
timestamp*
string
yyyy-MM-dd HH:mm:ss - Max. 19 chars -
order_amount*
string
payment amount - 100 - 10,000,000 NGN -
order_currency*
string
Fixed value: NGN
subject*
string
payment reason or item title
- Max. 128 chars -
content
string
payment reason detail or item detail
- Max. 255 chars -
buyer_id*
string
merchant user's id
customer.email*
string
User's email
{
"code": "10000",
"msg": "Success",
"prepay_id": "V2VNU **** B8F7Fe",
"trade_no": "20240603***81",
"out_trade_no": "out_tr****000",
"web_url": "",
"trade_status": "PROCESSING",
"due_date": "2024-06-03T23:59:00",
"beneficiary": {
"bank_id": "232",
"bank_name": "Sterling bank",
"number": "5206227023",
"name": "Korapay-PAG"
}
}
Example
curl --location --request POST 'https://gateway-test.pagsmile.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
* "app_id": "162************38",
* "out_trade_no": "202201010354008",
* "method": "BankTransfer",
* "order_amount": "150",
* "order_currency": "NGN",
* "subject": "trade pay test",
"content": "trade pay test conent",
* "notify_url": "http://merchant/callback/success",
"return_url": "https://www.merchant.com",
* "buyer_id": "buyer_0101_0001",
* "timestamp": "2022-01-01 03:54:01",
* "customer" : {
* "email": "[email protected]"
}
}'
Please use your own app_id and generate your own authorization token when testing.
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