# BNCR

## Payin by BNCR

<mark style="color:green;">`POST`</mark> `https://gateway-test.pagsmile.com/trade/pay`

This endpoint allows you to submit a payin by BNCR in Costa Rica.

#### Headers

| Name                                            | Type   | Description                                |
| ----------------------------------------------- | ------ | ------------------------------------------ |
| Content-Type<mark style="color:red;">\*</mark>  | string | application/json; chartset=UTF-8           |
| Authorization<mark style="color:red;">\*</mark> | string | Basic Base($app\_*id:$security\_*&#x6B;ey) |

#### Request Body

| Name                                              | Type   | Description                                                           |
| ------------------------------------------------- | ------ | --------------------------------------------------------------------- |
| app\_id<mark style="color:red;">\*</mark>         | string | <p>created app's id at dashboard</p><p>- Max. 32 chars -</p>          |
| customer.phone<mark style="color:red;">\*</mark>  | string | User's phone                                                          |
| customer.email<mark style="color:red;">\*</mark>  | string | User's email                                                          |
| customer.identify.number                          | string | <p>User's identification number<br>- 9 digits -</p>                   |
| method<mark style="color:red;">\*</mark>          | string | Fixed value: BNCR                                                     |
| out\_trade\_no<mark style="color:red;">\*</mark>  | string | <p>ID given by the merchant in their system<br>- Max. 64 chars - </p> |
| notify\_url<mark style="color:red;">\*</mark>     | string | Where Pagsmile will send notification to                              |
| customer.identify.type                            | string | <p>User's identification type</p><p>- CDI -</p>                       |
| customer.name<mark style="color:red;">\*</mark>   | string | User's name                                                           |
| timestamp<mark style="color:red;">\*</mark>       | string | <p>yyyy-MM-dd HH:mm:ss<br>- Max. 19 chars -</p>                       |
| subject<mark style="color:red;">\*</mark>         | string | <p>payment reason or item title</p><p>- Max. 128 chars -</p>          |
| order\_amount<mark style="color:red;">\*</mark>   | string | <p>payment amount<br>- 1000\~600,000 CRC<br>(only integer) -</p>      |
| order\_currency<mark style="color:red;">\*</mark> | string | Fixed value: CRC                                                      |
| content                                           | string | <p>payment reason detail or item detail</p><p>- Max. 255 chars -</p>  |
| address.zip\_code                                 | string | <p>zip code<br>- 5 digits -</p>                                       |
| website\_url                                      | string | <p>merchant website URL</p><p>- Max. 128 chars -</p>                  |
| address.street                                    | string | <p>street</p><p>- Required if zip\_code not provide -</p>             |
| address.street\_number                            | string | <p>street number</p><p>- Required if zip\_code not provide -</p>      |
| address.city                                      | string | <p>city</p><p>- Required if zip\_code not provide -</p>               |
| address.state                                     | string | <p>state<br>- Required if zip\_code not provide -</p>                 |
| return\_url                                       | string | Redirect to Merchant's url when user finished checkout                |

{% tabs %}
{% tab title="200 submit successfully" %}

```
{
    "code": "10000",
    "msg": "Success",
    "trade_no": "2022010106532400030",
    "out_trade_no": "202201010354009",
    "web_url": "",
    "pay_url":"https://checkout.pagsmile.com/checkout?prepay_id=",
    "trade_status": "PROCESSING",
    "reference": "90985633144",
    "partner_code":"" //The partner_code could be different
}
```

{% endtab %}

{% tab title="400 duplicate out\_trade\_no" %}

```
{
    "code": "40002",
    "msg": "Business Failed",
    "sub_code": "duplicate-out_trade_no",
    "sub_msg": "out_trade_no is duplicate"
}
```

{% endtab %}
{% endtabs %}

{% hint style="info" %}
**User payment tips**

* A BNCR order can be paid through e-banking or at Branches and Agencies.
* The maximum amount per transaction through **BNCR e-banking** is **CRC ₡ 600,000.00**. The maximum amount per transaction at BNCR at **Branches** and **Agencies** is **CRC ₡ 190,000.00**
  {% endhint %}

## Example

```
curl --location --request POST 'https://gateway-test.pagsmile.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    "app_id": "162************38",
    "out_trade_no": "202201010354009",
    "method": "BNCR",
    "order_amount": "1000",
    "order_currency": "CRC",
    "subject": "trade pay test",
    "content": "trade pay test conent",
    "notify_url": "http://merchant/callback/success",
    "return_url": "https://www.merchant.com",
    "buyer_id": "buyer_0101_0001",
    "timestamp": "2022-01-01 03:54:01",
    "timeout_express":"1c",
    "customer" : {
        "identify": {
            "type": "CDI",
            "number": "502844147"
        },
        "name": "Test User Name",
        "email": "test@pagsmile.com",
        "phone": "50687898788"
    },
    "address" : {
        "zip_code": "01130",
    }'
```

{% hint style="info" %}
Note:  **162\*\*\*\*\*\*\*\*\*\*\*\*38** is pagsmile's test app id for sandbox, and **MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==** is authorization token associated with the test app id.&#x20;
{% endhint %}

{% hint style="danger" %}
Please use your own **app\_id** and generate your own **authorization token** when testing.
{% endhint %}