BNCR

How to use BNCR to submit a payin in Costa Rica.

Payin by BNCR

POST https://gateway-test.pagsmile.com/trade/pay

This endpoint allows you to submit a payin by BNCR in Costa Rica.

Headers

Name	Type	Description
Content-Type*	string	application/json; chartset=UTF-8
Authorization*	string	Basic Base($app_id:$security_key)

Request Body

Name	Type	Description
app_id*	string	created app's id at dashboard - Max. 32 chars -
customer.phone*	string	User's phone
customer.email*	string	User's email
customer.identify.number	string	User's identification number - 9 digits -
method*	string	Fixed value: BNCR
out_trade_no*	string	ID given by the merchant in their system - Max. 64 chars -
notify_url*	string	Where Pagsmile will send notification to
customer.identify.type	string	User's identification type - CDI -
customer.name*	string	User's name
timestamp*	string	yyyy-MM-dd HH:mm:ss - Max. 19 chars -
subject*	string	payment reason or item title - Max. 128 chars -
order_amount*	string	payment amount - 1000~600,000 CRC (only integer) -
order_currency*	string	Fixed value: CRC
content	string	payment reason detail or item detail - Max. 255 chars -
address.zip_code	string	zip code - 5 digits -
website_url	string	merchant website URL - Max. 128 chars -
address.street	string	street - Required if zip_code not provide -
address.street_number	string	street number - Required if zip_code not provide -
address.city	string	city - Required if zip_code not provide -
address.state	string	state - Required if zip_code not provide -
return_url	string	Redirect to Merchant's url when user finished checkout

200 submit successfully

{
    "code": "10000",
    "msg": "Success",
    "trade_no": "2022010106532400030",
    "out_trade_no": "202201010354009",
    "web_url": "",
    "pay_url":"https://checkout.pagsmile.com/checkout?prepay_id=",
    "trade_status": "PROCESSING",
    "reference": "90985633144",
    "partner_code":"" //The partner_code could be different
}

400 duplicate out_trade_no

{
    "code": "40002",
    "msg": "Business Failed",
    "sub_code": "duplicate-out_trade_no",
    "sub_msg": "out_trade_no is duplicate"
}

User payment tips

• A BNCR order can be paid through e-banking or at Branches and Agencies.

• The maximum amount per transaction through BNCR e-banking is CRC ₡ 600,000.00. The maximum amount per transaction at BNCR at Branches and Agencies is CRC ₡ 190,000.00

Example

curl --location --request POST 'https://gateway-test.pagsmile.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    "app_id": "162************38",
    "out_trade_no": "202201010354009",
    "method": "BNCR",
    "order_amount": "1000",
    "order_currency": "CRC",
    "subject": "trade pay test",
    "content": "trade pay test conent",
    "notify_url": "http://merchant/callback/success",
    "return_url": "https://www.merchant.com",
    "buyer_id": "buyer_0101_0001",
    "timestamp": "2022-01-01 03:54:01",
    "timeout_express":"1c",
    "customer" : {
        "identify": {
            "type": "CDI",
            "number": "502844147"
        },
        "name": "Test User Name",
        "email": "[e-mail]",
        "phone": "50687898788"
    },
    "address" : {
        "zip_code": "01130",
    }'

Note: 162************38 is pagsmile's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Please use your own app_id and generate your own authorization token when testing.