Credit Card

How to use CreditCard to submit a payin in Nigeria.

Payin by CreditCard

POST https://gateway-test.pagsmile.com/trade/create

This endpoint allows you to submit a payin by CreditCard in Nigeria.

Headers

Name	Type	Description
Content-Type*	string	application/json; chartset=UTF-8
Authorization*	string	Basic Base($app_id:$security_key)

Request Body

Name	Type	Description
app_id*	string	created app's id at dashboard - Max. 32 chars -
method*	string	Fixed value: CreditCard
out_trade_no*	string	ID given by the merchant in their system - Max. 64 chars -
notify_url*	string	Where Pagsmile will send notification to
timestamp*	string	yyyy-MM-dd HH:mm:ss - Max. 19 chars -
subject*	string	payment reason or item title - Max. 128 chars -
order_amount*	string	payment amount - ?~? NGN-
order_currency*	string	Fixed value: NGN
content	string	payment reason detail or item detail - Max. 255 chars -
buyer_id*	string	merchant user's id
version*	string	Fixed value: 2.0
trade_type*	string	Fixed value: API
customer.name*	string	User's name
customer.email*	string	User's email

200 submit successfully

{
    "code": "10000",
    "msg": "Success",
    "out_trade_no": "out***300",
    "trade_no": "20240***34",
    "prepay_id": "UloyV0l3NFFyW***DTT0=-645a8F4c"
}

400 duplicate out_trade_no

{
    "code": "40002",
    "msg": "Business Failed",
    "sub_code": "duplicate-out_trade_no",
    "sub_msg": "out_trade_no is duplicate"
}

Step 1: Get the "prepay_id" from the API response. Each transaction should create a unique prepay_id.

Step 2: Follow the step here to add the Pagsmile JavaScript library.

Step 3: Follow the step here to submit the payment form.

Example

curl --location --request POST 'https://gateway-test.pagsmile.com/trade/create' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "1649***56",
    * "out_trade_no": "out***3300",
    * "order_currency": "NGN",
    * "method": "CreditCard",
    * "order_amount": "1",
    * "subject": "pagsmile test ",
      "content": "pagsmile test ",
    * "trade_type": "API",
    * "timestamp": "2024-07-04 18:50:42",
    * "notify_url": "http://demo.gemini-tiger.cn/callback/success",
    * "buyer_id": "buyer52023",
    * "version": "2.0",
    * "customer" : {
    *     "name": "Gabr tinez",
    *     "email": "[e-mail]"
      }
}

Note: 162************38 is pagsmile's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Please use your own app_id and generate your own authorization token when testing.