SPEI

Where to submit a payout by SPEI in Mexico.

Submit a payout by SPEI in Mexico

POST https://sandbox.transfersmile.com/api/payout

This endpoint allows you to submit a payout by SPEI in Mexico.

Headers

Name	Type	Description
Content-Type*	string	application/json; charset=UTF-8
AppId*	string	Your App ID in payout platform
Authorization*	string	SHA256($sorted_params + $app_key)

Request Body

Name	Type	Description
name*	string	beneficiary's name, length must between 5 and 40
phone	string	beneficiary's phone - 0 ~ 15 digits -
email	string	beneficiary 's email
bank_code*	number	bank code, see bank list - Required when account_type is not clabe -
account*	number	account - 10 ~ 18 digits -
account_type*	string	one of [debit | phone | clabe]
document_id*	string	beneficiary document id
document_type*	string	one of [RFC | CURP ]
method*	string	payout method, e.g. SPEI
custom_code*	string	merchant payout id
fee_bear*	string	one of [beneficiary | merchant]
amount*	number	Payout Amount, 2 decimal numbers - Min 0.01, Max 400,000 -
source_currency*	string	Merchant Account Currency One of: USD, EUR, GBP, MXN
arrival_currency*	string	MXN for Mexico
notify_url*	string	Where pagsmile will callback to
additional_remark*	string	Additional Remark - Max Length: 40 -
country*	string	MEX for Mexico

200: OK submit successfully.

{
    "code": 200,
    "msg": "success",
    "time": 1628580845,
    "data": {
        "id": "S202108100734054iRiUZFPXfQM",
        "custom_code": "custom_code9982674851738108",
        "arrival_amount": "0.51",
        "arrival_currency": "MXN",
        "source_amount": "0.07",
        "source_currency": "USD",
        "status": "IN_PROCESSING"
    }
}

400: Bad Request order already existed.

{
    "code": 4001010,
    "msg": "order already existed",
    "time": 1628580940,
    "data": {}
}

401: Unauthorized unauthorized

{
    "code": 4004003,
    "msg": "permission denied",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

500: Internal Server Error fee not configured

{
    "code": 5001003,
    "msg": "fee not configured",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

500: Internal Server Error balance insufficient

{
    "code": 5001102,
    "msg": "balance insufficient",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

500: Internal Server Error system error

{
    "code": 5001000,
    "msg": "system error",
    "time": 1637224716,
    "data": {
        ... ...
    }
}

Example

curl --location --request POST 'https://sandbox.transfersmile.com/api/payout' \
--header 'AppId: 94FAC**********************68548' \
--header 'Authorization: d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "name" : "GUILHERME ****** SOUZA",
      "phone" : "468****068",
      "email" : "g******[e-mail]",
    * "bank_code" : "40002",
    * "account" : "002010077777777771",
    * "account_type" : "clabe",
    * "document_id" : "CUP800****691",
    * "document_type" : "RFC",
    * "method" : "SPEI", // fixed value: SPEI
    * "custom_code" : "custom_code9982674851738108", // merchant order id
    * "fee_bear" : "merchant",
    * "amount" : "0.51",
    * "source_currency" : "MXN",
    * "arrival_currency" : "MXN", // fixed value: MXN
    * "notify_url" : "https://notify.url",
    * "additional_remark" : "pagsmile payout test remark",
    * "country" : "MEX" // fixed value: MEX
}'

Note: 94FAC**********************68548 is Pagsmile's test App ID for sandbox, and d6181db0d6548b94b162e75d095b59147172d914699f83b2bd17951a671b6302 is authorization token associated with the test App ID.

In sandbox environment, please use 002010077777777771 as SPEI account for testing PAID payout, and the account 014027000005555558 for testing FAILED payout.

Example of SPEI account

Account Type	Account
clabe	112233445566778899	18 digits
debit	1122334455667788	16 digits
phone	5522123456	10 digits

Mexico document type

Mexican taxpayers could get RFC.

RFCs are 13 digits long for individuals, 12 for companies, and they’re made up of letters and numbers. The first 4 digits for individuals, or 3 for companies, are taken from the name, then there are six numbers denoting the date of birth or when the business was founded, and the end digits are check digits.

Mexican citizen or resident could get CURP.

It’s an 18-digit social security number for people living in Mexico. The 18 characters combine information deriving from your name, date and place of birth, and gender to create a unique code.

Mexico bank account

The first three digits of the bank account should be the last three digits of the bank code.

"bank_code":"90",
"account":"18**********1800"