> For the complete documentation index, see [llms.txt](https://docs.pagsmile.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.pagsmile.com/reference/remittance-api/business/collection/apply-collection-account-result-notification.md).
# Apply Collection Account Result Notification
Notifies the partner when a collection account application is reviewed and provides the latest application status and created account identifiers.
{% hint style="info" %}
This is an asynchronous notification with `notify_type` set to `100`. Correlate it with the original application by using `merchant_id` and `apply_no`.
{% endhint %}
**Delivery overview**
1. Submit an application through [Apply Collection Account](https://docs.pagsmile.com/remittance-api/business/collection/apply-collection-account).
2. Pagsmile reviews the application and sends an HTTP `POST` request to your configured webhook URL.
3. Process the notification idempotently and return an HTTP `2xx` status code to acknowledge successful receipt.
4. If reconciliation is required, retrieve the latest result through [Query Apply Collection Account Result](https://docs.pagsmile.com/remittance-api/business/collection/query-apply-collection-account-result).
**Request**
**Method:** `POST`\
**Content-Type:** `application/json`\
**URL:** Your configured webhook endpoint
The request uses the standard [Webhook Common](https://docs.pagsmile.com/remittance-api/business/webhook/webhook-common) envelope.
**Webhook envelope**
| Field | Type | Required | Description |
| ------------- | ------- | -------- | -------------------------------------------------------------------------------------------------------------------- |
| `partner_id` | string | No | Pagsmile-assigned unique identifier of the partner. |
| `timestamp` | string | Yes | Date and time when the notification was generated.
Format: yyyy-MM-dd HH:mm:ss.
|
| `version` | string | Yes | Remittance API webhook protocol version.
Fixed value: 1.0.
|
| `random_key` | string | No | Reserved field. |
| `sign_type` | string | No | Reserved field. When empty, no encryption is required. |
| `request_id` | string | Yes | Globally unique identifier used to trace the notification and support idempotent processing. |
| `notify_type` | integer | Yes | Notification type. Fixed value: `100` for an apply-VA result notification. |
| `biz_data` | object | Yes | Collection account application result. See the schema below. |
**`biz_data` schema**
| Field | Type | Required | Description |
| ------------------------ | ------------ | -------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `merchant_id` | long | Yes | Pagsmile-assigned unique identifier of the merchant associated with the notification. |
| `apply_no` | string | Yes | Merchant-defined application number used to identify and reconcile the collection account application. |
| `account_label` | string | No | Partner-defined label used to identify the collection account. |
| `business_type` | integer | Yes | Business category that determines the applicable compliance and processing rules.
Supported values:
10 — Goods trade
11 — Service trade
20 — Platform
21 — Independent platform
|
| `collection_account_ids` | array\ | No | List of Pagsmile-assigned unique identifiers of collection accounts created for the application. |
| `currency` | string | Yes | Three-letter ISO 4217 code of the currency in which the collection account values are denominated. |
| `status` | integer | Yes | Current application status.
See Status values.
|
| `created_at` | string | Yes | Date and time when the collection account application was created.
Format: yyyy-MM-dd HH:mm:ss.
|
| `comments` | string | No | Review comments or reason for rejection or failure, when provided. |
**Status values**
| Value | Status | Description |
| ----- | ------------ | -------------------------------------------------------------------------------------------------------- |
| `11` | VA Reviewing | The virtual account application is still under review. |
| `12` | VA Rejected | The virtual account application was rejected. Check `comments` for additional context when available. |
| `13` | VA Success | The virtual account application succeeded. `collection_account_ids` may contain the created account IDs. |
| `14` | VA Blocked | The virtual account application is blocked. |
**Request example**
```json
{
"partner_id": "000000000000001",
"timestamp": "2026-07-20 10:30:00",
"version": "2.0",
"random_key": "",
"sign_type": "",
"request_id": "f6bed39c-eecf-c1a2-afcb-ba9baec80001",
"notify_type": 100,
"biz_data": {
"merchant_id": 10000001,
"apply_no": "VA202607200001",
"account_label": "USD collection account",
"business_type": 10,
"collection_account_ids": [
20000001
],
"currency": "USD",
"status": 13,
"created_at": "2026-07-20 10:30:00",
"comments": "Approved"
}
}
```
**Acknowledgement**
Return any HTTP status code from `200` through `299` after the notification has been accepted and recorded successfully. The webhook contract does not require a response body.
{% hint style="warning" %}
Return a `2xx` response only after the notification is safely recorded. Any other status code is treated as a failed delivery and triggers the retry schedule below.
{% endhint %}
**Retry policy**
When delivery does not receive a `2xx` response, Pagsmile retries the notification up to seven times using the following delays:
| Retry | Delay before retry |
| ----- | ------------------ |
| 1 | 10 seconds |
| 2 | 1 minute |
| 3 | 5 minutes |
| 4 | 30 minutes |
| 5 | 2 hours |
| 6 | 6 hours |
| 7 | 24 hours |
**Implementation recommendations**
* Deduplicate notifications by `request_id`. A retried notification must not create duplicate business actions.
* Use `merchant_id` and `apply_no` to locate the original application.
* Record the payload before starting downstream processing, then return `2xx` as soon as it is safely persisted.
* Return `2xx` for a notification that has already been processed successfully.
* Reconcile uncertain or missed results through [Query Apply Collection Account Result](https://docs.pagsmile.com/remittance-api/business/collection/query-apply-collection-account-result).
* Follow [Webhook Common](https://docs.pagsmile.com/remittance-api/business/webhook/webhook-common) for the shared envelope and security-related fields.
**Related references**
* [Apply Collection Account](https://docs.pagsmile.com/remittance-api/business/collection/apply-collection-account)
* [Query Apply Collection Account Result](https://docs.pagsmile.com/remittance-api/business/collection/query-apply-collection-account-result)
* [Webhook Common](https://docs.pagsmile.com/remittance-api/business/webhook/webhook-common)
* [Webhook Type](https://docs.pagsmile.com/remittance-api/data/dictionary-item/webhook-type)