Credit Card

This endpoint allows you to create a recurring CreditCard payment in India.

After the recurring payment order is created successfully, Pagsmile returns a web_url. Redirect the user to the web_url to continue and complete the payment authorization.

POST https://gateway-test.pagsmile.com/trade/recurring

Request Body

Parameter	Type	Required	Constraints	Description
app_id	string	Required	Max length: 32	The merchant application ID assigned by Pagsmile.
timestamp	string	Required	Format: yyyy-MM-dd HH:mm:ss	Request timestamp.
version	string	Required	Fixed value: 2.0	API version.
method	string	Required	Fixed value: CreditCard	Payment method.
order_amount	string	Required	Supports up to 2 decimal places	Recurring payment amount.
trial_amount	string	Required	Supports up to 2 decimal places	Trial payment amount.
trial_period	string	Required	Example: 1D	Trial period.
order_currency	string	Required	Fixed value: INR	Payment currency.
out_trade_no	string	Required	Max length: 64	Merchant order number. Must be unique.
recurring	string	Required	Fixed value: on	Indicates that this is a recurring payment.
subject	string	Required	Max length: 128	Payment subject or order title.
content	string	Required	Max length: 255	Payment content or order description.
trade_type	string	Required	Fixed value: WEB	Trade type.
notify_url	string	Required	Valid URL	The URL to receive payment notifications.
return_url	string	Required	Valid URL	The URL to redirect the user after payment.
buyer_id	string	Required	Max length: 64	Merchant-side user ID.
interval	string	Required	Example: 1M	Recurring payment interval.
quantity	integer	Required	Example: 3	Number of recurring payment cycles.
timeout_express	string	Optional	Example: 10900m	Payment expiration time.

Request Sample

{
  "app_id": "162***43",
  "timestamp": "2026-07-16 17:35:05",
  "version": "2.0",
  "method": "CreditCard",
  "order_amount": "1.33",
  "trial_amount": "1.02",
  "trial_period": "1D",
  "order_currency": "INR",
  "out_trade_no": "out_61***5",
  "recurring": "on",
  "subject": "trade pay test",
  "content": "trade pay test conent",
  "trade_type": "WEB",
  "notify_url": "http://demo.gemini-tiger.cn/callback/success",
  "return_url": "https://pagsmile.com/zh/",
  "buyer_id": "610625",
  "interval": "1M",
  "quantity": 3,
  "timeout_express": "10900m"
}

Response Sample

{
  "code": "10000",
  "msg": "Success",
  "out_trade_no": "out_61***125",
  "trade_no": "20260***672",
  "web_url": "https://checkout.pagsmile.com?prepay_id=dk1***B8&return_url=https://pagsmile.com/zh/"
}

After receiving the web_url, redirect the user to the web_url to continue the payment authorization.